Ouachita Independent Bank Reward Checking 3.01% APY - 25K - Nationwide

Ouachita Independent Bank's Reward Checking offers 3.01% APY up to 25K and nationally available. This free, high-interest checking account rewards you every day. Not only does free really mean free with OIB, but you'll also enjoy unlimited ATM fee refunds nationwide.

Summary

* 3.01% APY* interest paid on balances up to $25,000
* 0.51% APY* on portion of balance above $25,000
* 0.05% APY* if qualifications are not met
* Unlimited ATM refunds nationwide
* See Qualifications tab for three, simple rewards qualifications
* No monthly service charge
* No minimum balance requirements
* Minimum deposit to open: $100
* Free MasterCard® check/debit card
* Free online banking with bill pay
* Interest compounded daily, paid monthly


Qualifications

To receive the rewards APY* rate and ATM refunds, these minimum requirements must be met. You're probably doing these anyway. If not, you'll soon learn they make your life easier.

* Make at least 12 debit card transactions per qualifying cycle
* Make at least one direct deposit or automatic ACH debit per qualifying cycle
* Receive monthly statements electronically (eStatements)

If these qualifications are not met, your OIB Reward Checking account is still totally free, and will receive the base interest rate of 0.05% APY*. Your account is automatically eligible to receive the higher interest rate and ATM refunds the following cycle.

Ouachita Independent Bank

909 N. 18th Street, Suite 100
Monroe, LA 71201
(318) 338-3000 begin_of_the_skype_highlighting              (318) 338-3000      end_of_the_skype_highlighting

www.oibank.com


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