Some ways to save money during christmas

1. Gift Exchanges. Each member of the family draws a name from a hat and purchases one gift for that person only. You can set spending limits, include gag gifts, and even agree to still buy gifts for each child in the family if you so choose to help keep it fun for all involved.

2. Forgo the Gifts. Try suggesting the entire family get together for a special event or a nice meal and forgo the gifts. This can cut back on your overall holiday spending and you may end up with great memories.

3. Share a Christmas. Instead of purchasing gifts for each other, get together with co-workers or your extended family and agree to do a public service project together for the holidays. Donate time at the local homeless shelter or soup kitchen, volunteer at your local animal shelter, or agree to do yard work and clean house for an elderly couple in your neighborhood. You can bake cookies and deliver them to residents of a nursing home who cannot visit with family over the holidays, clean out your closets to donate to the local clothing bank or Salvation Army, or go grocery shopping and donate the items to the food pantry.

4. Buy Gift Cards. Gift cards may seem very impersonal, but your family may well appreciate a gift card for gas, groceries, or some essential item more so than an artistic dust-collecting figurine or some expensive smelly perfume they will never wear. Plus, many companies offer special discounts and bonuses for purchasing multiple gift cards around the holidays. You can save money and give a gift that will actually be used.

5. Bake Your Gifts. Everyone loves a sweet treat at Christmas, so borrow your grandma’s amazing fudge recipe, bake up your favorite cookies and candies, and package them in pretty paper for holiday gifts this year. You can even plan baking parties with your friends and share the fruits of your labor to gain a wider variety of items to give away.


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