Call this number to check application status: 888-503-6090
Set up Auto-Pay
The points/cash can be deposited in a non-retirement account, i.e. Fidelity brokerage account, MySmartCash account, etc.
From the T&C page...
"You can redeem points for deposits into an eligible Fidelity account. You are solely responsible for the accuracy of the data you provide in connection with designating a Fidelity account, for ensuring that the account can accept deposits on your behalf and that the deposits comply with applicable laws and regulations. Eligible Fidelity Accounts include all Fidelity non-retirement, Individual Retirement Accounts, and Fidelity-managed 529 Plan accounts that accept ACH deposits."
To check application status: 1-866 598 4971 (Automated system using SSN)
When the card is not automatically approved, the card issuer FIA Card Services does manual underwriting. In at least one case, the underwritter called the applicant by telephone before a decision was made.
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